Huntington Bancshares Incorporated is a bank holding company. Through its subsidiaries, the Company provides full-service commercial and consumer banking services, mortgage banking services, automobile financing, equipment leasing, investment management, trust services, brokerage services, insurance service programs, and other financial products and services. The Huntington National Bank (the Bank) is its only bank subsidiary. As of December 31, 2009, the Bank had 340 banking offices in Ohio, 115 banking offices in Michigan, 56 banking offices in Pennsylvania, 50 banking offices in Indiana, 28 banking offices in West Virginia, 13 banking offices in Kentucky, 9 private banking offices, one foreign office in the Cayman Islands, and one foreign office in Hong Kong. Its segments include Retail and Business Banking, Commercial Banking, Commercial Real Estate, Auto Finance and Dealer Services (AFDS), and the Private Financial Group (PFG). A sixth group includes the Treasury function.