Chime offers a mobile bank account and debit card. Our mobile app helps you manage your payments and find nearby rewards at merchants you'll love. Chime gives you instant rewards at merchants you love. Plus, request offers from local merchants through our mobile app and we'll work to make them a Chime partner. Use everywhere Visa debit cards are accepted. Automatically redeem rewards at partner merchants. Receive direct deposit or bank transfer. No overdraft fees - ever. Chime Card can be used everywhere Visa debit cards are accepted and our mobile app helps you find nearby rewards at merchants you'll love. No more coupon print outs, promo codes or gift cards to redeem. Just swipe and watch the savings add up!