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95 Page Mill Road Suite 109
Menlo Park, CA 94306
Website Company Summary Management Team

CEO: Kalpesh Kapadia (2/28/2013)
General Management: Shreyas Kumar (11/30/2019)
Finance: Sweta Sarnot (11/30/2020)
Technology: Vikash Mishra (6/30/2014) ; Rajan Annadurai (8/31/2018)
Sales/Marketing: John Collins
Customer Service: Jenna Link

Outside board: (May no longer be on the board) Theresia Gouw Ranzetta (Aspect Ventures General Partner) Sameer K. Gandhi (Accel Partner) Blake Modersitzki (Pelion Venture Partners Managing Director) Saurabh Mittal (Incedo Chairman)
Advisory board: Shailesh Mehta (Granite Hill Capital Ventures Managing General Partner)

Business description: Deserve opens the US financial system to deserving but underserved populations using alternative metrics and data. In 2016, we’re connecting international students with fair credit before expanding into other products and populations. We’re on a mission to help these deserving, but underserved women and men access proper US credit and establish their credit history while they study. The first step is to offer credit cards to international students through a special approval process that goes beyond standard credit scoring. Deserve determines international students’ creditworthiness using alternative data like ability to repay and predictive attributes such as education, major, cost of education, source of initial funding, and future employability. Our compliance framework has been developed in kind to meet the most stringent requirements set forth by the law, using enhanced identity verification and consistent lending practices to ensure the utmost safety and legitimacy. Though our practice is sophisticated, our borrowers’ experience is simple and frictionless. The entire process, from sign up through approval to account management, is optimized for any mobile device.
Partners include: CelticBank;  TCI Solutions

Rounds: 9
Recent Fundings: Jun 2021   Jun 2021
Capital raised: 187.1M
Last Round: 50.0M
Ownership: Private  
VCs include: Accel;  Sallie Mae Pelion Venture Partners ;  unnamed investors;  Aspect Ventures Fenway Summer Ventures;  Goldman Sachs Principal Strategic Investments ;  Mission Holdings;  Alumni Venture Group;  GDP Venture;  Ally Ventures
Corporate investors: MasterCard

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Last Mentions

Record updated: Jun 2021
Sector: FinTech
Year Founded: 2012
Headcount: 101-150 as of Jun 2021
Rounds: 9
Recent Fundings: Jun 2021   Jun 2021
Capital Raised: 187.1M
Last Round: 50.0M
Ownership: Private