Oxygen is a modern financial platform designed for the 21st-century economy - providing digital natives, creators, and entrepreneurs pushing everyday boundaries a banking partner that understands how they live and work by offering a seamless user experience for both personal and business accounts that makes them feel in their element. Available on iOS and Android, Oxygen users enjoy no monthly fees, early direct deposit, simple transfers, and Cashback rewards on everyday purchases. Businesses can easily control their finances with integrated solutions that are elegant, simple, and secure. Reject ordinary. Banking for the Extraordinary.