Bottomline Technologies (de), Inc. (Bottomline) provides electronic payment, invoice and document management solutions to corporations, financial institutions and banks worldwide. Its solutions are used to streamline, automate and manage processes and transactions involving global payments, invoice receipt and approval, collections, cash management, risk mitigation, document management, reporting and document archive. It offers software designed to run onsite at the customer's location, as well as hosted or Software as a Service (SaaS) solutions. It offers Legal eXchange, a SaaS offering that receives, manages and controls legal invoices and the related spend management for insurance companies and other large corporate consumers of outside legal services. It also offers Paymode-X, a SaaS offering that facilitates the exchange of electronic payments and invoices between organizations and suppliers, and which is offered to customers of Bank of America and Bottomline.